Terms & Conditions

1. Description of services

Plmvzrxrb offers advisory services in financial education, investment planning and guidance on social support programs available to Canadian residents. Our services are informational and educational in nature, and do not constitute regulated financial advice, specific investment recommendation or financial product offerings.

Any financial decision you make based on information provided by our services is your sole responsibility. We recommend consulting with an authorized financial advisor before making significant investment decisions.

2. User eligibility

To use our services, you must be at least 18 years of age or the legal age of majority in your province of residence, legally reside in Canada, and provide truthful and up-to-date information when using our contact form or interacting with our advisors.

3. User obligations

By using our website and services, you agree not to use the site for illegal or unauthorized purposes, not to attempt to access restricted areas of the site, not to transmit viruses or malicious code, to provide accurate information in any form or communication, and to respect the intellectual property rights of the company.

4. Intellectual property

All content on the website, including text, graphics, logos, images, data compilations and software, is the property of Plmvzrxrb or its content providers and is protected by Canadian and international intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use the website solely for personal, non-commercial purposes. Reproduction, distribution or modification of any content without prior written authorization is prohibited.

5. Limitation of liability

To the maximum extent permitted by Ontario law and Canadian federal legislation, Plmvzrxrb shall not be liable for any direct, indirect, incidental, special or consequential damages resulting from the use of or inability to use our website or services.

The information provided on our website is offered "as is" and "as available", without warranties of any kind, whether express or implied.

6. Disclaimer of warranties

We do not guarantee that our website will be available uninterrupted or error-free, that results obtained from using the site will be accurate or reliable, or that any errors in the site software will be corrected immediately. We strive to keep information up to date, but cannot guarantee its accuracy at all times.

7. Indemnification

You agree to indemnify and hold harmless Plmvzrxrb, its directors, employees and agents against any claims, liabilities, damages, losses or expenses arising from your use of the website or any breach of these Terms and Conditions.

8. Governing law and jurisdiction

These Terms and Conditions are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein. Any dispute related to these terms shall be subject to the exclusive jurisdiction of the courts of the Province of Ontario, seated in the City of Toronto.

9. Dispute resolution

Before initiating any legal proceedings, the parties commit to attempting to resolve any dispute in good faith through direct negotiation for a period of thirty (30) days. If negotiation is not satisfactory, the parties may resort to mediation before an accredited mediator in the Province of Ontario.

10. Changes to these terms

We reserve the right to modify these Terms and Conditions at any time. Modifications will take effect immediately upon posting on the website. Continued use of the site after posting of changes constitutes your acceptance of the modified terms.

11. Contact

For any inquiries related to these Terms and Conditions, you may contact us at: Plmvzrxrb, 200 Bay Street, Suite 1500, Toronto, ON M5J 2J2, Canada. Email: legal@plmvzrxrb.com. Phone: +1 (416) 555-0142.